Assess enables clients to produce an accurate assessment of a customer’s financial situation using open banking data. Simple to customise and fast to integrate, Assess provides the client with deep insight, and their customer with a friction-free experience.
Our advanced AI solutions deliver rich insights and accelerate data-driven affordability decisions
Assess combines the most accurate enrichment capabilities with advanced data analytics features allowing financial institutions to leverage transactional data in lending and risk management.
With Assess, every financial transaction can be turned into a source of meaningful insights. We use this information to power our client’s lending and risk decisions with Income Verification, help with accurate understanding of personal financial situations with Affordability Assessment, and enable ongoing relation and advisory with Affordability Monitoring.
Case studies
Empowering TotallyMoney
Our Engage product powers TotallyMoney’s ‘Monitor’ feature, which helps customers to understand their disposable income, as well as any forthcoming payments each month.
Accelerating applications
With Bud's Assess solution, Moneyboat are empowered with an accurate, data-driven view into their customer's financial situation.
Subscription management
Bud's AI-powered data intelligence platform identifies and categorises recurring payments so that consumers can cancel or switch to a better deal.
Frictionless lending with Bud
Seamless integration
Assess builds on the data services offered by Bud’s core Intelligence platform, providing access to a customisable dashboard and a set of APIs that works on a per customer basis.
Whether clients need a customisable dashboard interface, simple pdf reports or a full API integration, Assess works however you do to get you up and running fast.
Drive lending revenue with Bud
Rely on data-driven accuracy
Use customer transaction data via open banking for a complete picture of your customers' financial profile.
Minimise and mitigate risk
Reduce risk by identifying problems or opportunities to intervene at every stage, from application to collections.
Maximise customer experiences
Meet customers' expectations with a streamlined credit journey and deliver the best possible financial outcomes.