Covid has accelerated the adoption of Open Banking services with OBIE reporting the doubling of users in just 6 months to 2 million people.

Bud is driven by one mission: to create the world’s most compelling financial data products. We share the belief that our designs need to be elegant, intuitive and inclusive in...

Fraud Prevention This is probably the most straightforward case for deploying Open Banking tech in the BNPL sector. Account takeover fraud, where a fraudster gains access to a...

It’s been more than 6 months since HM Treasury confidently announced that Buy Now Pay Later (BNPL) products would move to become regulated by the FCA. In that time we’ve seen...

In 2019, Ofgem imposed a price cap on energy prices in a bid to help people manage the increasing cost of heating and powering their homes. This gets reviewed twice a year and has...

On the surface, the case for these projects is simple. If you already handle bank statements to check income then there’s often a huge amount of manual effort that goes into...

The FCA released a consultation paper in January this year that proposed raising the contactless limit from £45 to £100 per transaction and from £120 to £200 per day cumulatively,...

The pairing of Open Banking with smart data insights provides companies with an incredibly flexible tool kit for solving business problems. That's great, but it brings its own...

Last year, we said we’d be repurposing elements of our enterprise platform to make them available to younger businesses. We made the decision because younger fintechs, by their...

1st party / 3rd party What do we mean when we talk about 1st party and third-party data?

Our new Merchant ID service adds the ability to return the merchant name, logo and even added company information to a given transaction, to power insights that drive further...

Affordability and fact-finding checks are an obvious early use case for Open Banking. The lenders we spoke to consistently reported higher drop off rates wherever processes...