In 2019, Ofgem imposed a price cap on energy prices in a bid to help people manage the increasing cost of heating and powering their homes. This gets reviewed twice a year and has...
On the surface, the case for these projects is simple. If you already handle bank statements to check income then there’s often a huge amount of manual effort that goes into...
The events of the last year have changed so many things about our society that the picture for the rest of this year is far from clear. One thing that is clear however is this....
We’ve put a huge amount of effort into creating technology that offers leading innovation whilst maintaining the standards of privacy and security infrastructure demanded by the...
The FCA released a consultation paper in January this year that proposed raising the contactless limit from £45 to £100 per transaction and from £120 to £200 per day cumulatively,...
The pairing of Open Banking with smart data insights provides companies with an incredibly flexible tool kit for solving business problems. That's great, but it brings its own...
Last year, we said we’d be repurposing elements of our enterprise platform to make them available to younger businesses. We made the decision because younger fintechs, by their...
What is a standing order? A standing order is an instruction from a user to their bank to make a recurring payment of a fixed amount to a given bank account. The end effect is...
1st party / 3rd party What do we mean when we talk about 1st party and third-party data?
Our new Merchant ID service adds the ability to return the merchant name, logo and even added company information to a given transaction, to power insights that drive further...
Prompting people to take action on their finances is hard.
Affordability and fact-finding checks are an obvious early use case for Open Banking. The lenders we spoke to consistently reported higher drop off rates wherever processes...
It’s been clear for some time now that Open Banking's impact will only really start to be felt when it delivers value to customers and helps institutions bring product to market....