In the era of web3 and ‘everything digital’, highly personalised financial experiences aren’t only commonplace in banking, but thoroughly expected by customers too. With...
Bud's blog and key insights
PFM:
With access to millions of first party data points, banks and fintechs have the potential to help consumers take control of their finances, and better their financial position....
With the paradigm shift towards hyper-personalised financial experiences and digital journeys that delight, financial institutions are under pressure to create genuinely tailored...
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Old fashioned vs. modern day finance: APIs and future-proofing finance
The financial services industry has undergone massive changes and what worked in the past may not work in today's digital, API-driven era.
In 2016, the Competition and Markets Authority (CMA) created the United Kingdom’s Open Banking Implementation Entity as a roadmap for delivering open banking - as well as the...
Engage,
Personalisation,
Digital Transformation,
Retail Banking,
Embedded Finance,
PFM,
Open Banking
Deep personalisation: unlocking new financial revenue streams
Traditional banking models can cause a headache for consumers and institutions alike. For instance, while forgotten direct debit payments can be frustrating for customers it can...
In today's world, it's becoming increasingly difficult for customers to stay ahead of their finances. With the cost of living increasing, it's becoming more challenging for...
As we start to acclimatise to life under lockdown, institutions are beginning to articulate the role they can play in the recovery. In particular, savings and investment providers...