Bud Financial Limited ("we" or "us") are committed to protecting and respecting your privacy and understand how important that is for you. We do collect, use and share information about you in accordance with this policy. This policy is important and you should read it carefully in conjunction with our Terms and Conditions.

Your continued use of our services, whether through our website, our app or otherwise, indicates that you accept and consent to the use of your personal data by us and other parties as set out below. We may make changes to this policy from time to time and you should regularly review this page. If you do not agree with this policy, then you should stop using the website and contact us to delete your account.

Data protection

Data Controller

The data controller is Bud Financial Limited. We are a company registered in England and Wales (company number 9651629) and our registered address is 160 Brick Lane, London E1 6RU. You should write to us at 160 Brick Lane, London E1 6RU. You can email us at [email protected].

Your right to know

We comply with and are registered under the data protection laws in the United Kingdom and take all reasonable care to prevent any unauthorised access to your personal data. Under the terms of the Data Protection Act 1998, you have a number of rights. If you require a copy of the personal data we have concerning you, please write to the Data Protection Officer, at the correspondence address above enclosing a cheque for the administration fee of £10.00 made payable to Bud Financial Limited.

You can also ask us to correct or remove any information about you that we hold. If you need us to do either of these things, please write to the Data Protection Officer and we will do this free of charge.

Where do we get the data we hold about you?

From information you give to us

You may give us information by filling in forms on the website or through our app, such as when you register for an account or if you contact us through phone, email or otherwise.

From information we collect about you

When you visit our website we may automatically collect information about your computer, your IP address, geographical location, information about your visit and how you use our site, including which investment opportunities that you view. For more information on this, you should read more about the use of cookies below.

From information third parties give to us

We may get information about you from our partners and affiliate services or through other third parties such as advertising networks, search engine providers, analytics providers and social networking sites.

Do we have any access to your financial data or login information?

Our software lets you add details of the accounts which you want to access through Bud (account aggregation). If you aggregate an account on Bud, we will capture and securely store your login details, such as your username and password. We realise how absolutely critical it is to you that this data is stored and managed securely. You can find further details about the steps we take to secure your data . We are never ever able to access your login information and no-one who works at Bud has access to your transaction data.

How do we use your data in providing our services?

We collect and process personal data about you to help us identify you in order to administer your account(s) and provide you with the information and services you request from us customised to your preferences. We may also disclose your personal data to our partners and affiliates in respect of those services you wish to use.

How else do we use your personal data?

Account aggregation and data tagging

In order to help you get the most from account aggregation our software uses your anonymised transaction data, and those of other users, to categorise transactions and provide usable tags. Where you add tags to transactions our software can learn from that process to improve the tagging process.

Information about the services you use

We will use some of your personal data to track the services you use through our website for the purpose of validating the data provided to us by our partners and affiliates and to track any remuneration that may be due to us. You can find further details of how we make money in our <Where>.

Service emails

After registering with us you agree that you will receive an initial email from us. We may also send you emails if and when there are changes to our Terms and Conditions or policies or if we need to discuss your account. You cannot opt out of receiving these emails but we will stop if you close your account.

Marketing

If you have given us permission, we may use your information to keep you informed by post, telephone, SMS, email or other electronic means such as via social and digital media about current and new products, services, offers and promotions which may be of interest to you.

We utilise a third party software and storage solution to analyse the personal data that you have provided to us in order to ensure that the marketing that you receive is as relevant and beneficial to you as possible. We retain full ownership of your personal data and ensure that it is secure at all times.

If you are not happy for your personal data to be used in this way, you can unsubscribe to remove your details from our contact list. If you have further queries with regards to your personal data, please feel free to contact us at [email protected].

Market analysis

We may use your personal data to carry out market research, statistical analysis and behavioural analysis, on a personalised or aggregated basis. This research and analysis may assist us in improving our website, the services offered to you or other individuals in the future and in making crowdfunding transparent. We may share or sell aggregate information which does not identify you to third parties.

Third party processing

We may use third parties to process personal information on our behalf. Where third parties process your personal information we will ensure that they have the necessary high standards of protection in place to ensure your data is secure and used only in accordance with this policy.

Prevention of fraud

We may carry out analysis and research using your personal data in order to prevent or detect fraud.

How do our partners and affiliates use your personal data?

Our partners and affiliates will use your personal data to facilitate their own registration and onboarding processes and in order to provide the services, you wish to access through them. Some of our partners and affiliates may search external sources as part of their obligations to prevent money laundering.

Our partners may use the personal data you provide for purposes such as fraud prevention or for internal analysis (such as monitoring customer demographics, market trends or pricing analysis).

We are not responsible for the privacy policies or practices of our partner or affiliates (or other websites you may click through too from our website). You should ensure you read and are fully aware of the terms and conditions and the privacy policies of third-party websites.

Contact from partner platforms

Unsolicited emails and phone calls

We ask our partners and affiliates not to send you unsolicited emails or making unsolicited phone calls. Please let us know if you experience any problems. However, if you click through to a third party website from our website, we cannot guarantee you will not be contacted by those parties. We recommend that you read their terms & conditions regarding your right to opt-in or opt-out of receiving further contact from them.

Do we pass personal data to third parties?

Except as set out in this policy, we will not disclose any of your personal data to other parties without your permission unless we are legally required to do so by, for example, a court order, for the purposes of prevention of fraud or other crime, or by a competent regulator.

Transferring your data outside of the European Economic Area ("EEA")

Some processing of your personal data may be undertaken by nominated subcontractors outside of the EEA. In these circumstances, the processing will be undertaken in accordance with the provisions of the Data Protection Act 1998.

Confidentiality

We will endeavour to treat all your personal data as private and confidential. Other than under the terms of this policy we will not disclose any personal data about you. Please be aware however that under certain circumstances we may be subject to a legal obligation to disclose personal data about you, or there may be a public duty to disclose that personal data.

Should you decide to complain about the service we have provided to you, we may be obliged to forward details about your complaint, including your personal data, to the relevant ombudsman. You can be assured that they are similarly obliged to adhere to data protection legislation and to keep your personal data strictly confidential.

Changing your information and deleting your account

Changing your information and deleting your account If you need to change any of your personal information you should login to your account to make the necessary changes.

If you want to stop using Bud please email [email protected] using your registered email address and we will close your account within 30 days.

We will retain information about you for as long as your account is active and after termination for so long as it is necessary to comply with our legal or regulatory obligations, to resolve any dispute or to enforce our agreements.

If you delete any data, it is promptly deleted from within our systems and we will no longer have any access to that data.

Use of cookies

A cookie is a small piece of code, sent from a website sends to a user's internet browser, which allows that website to track the user's previous activity when they return to that website. This allows us to provide you with the experience that you expect from us and lets us continually improve our service.

You can block cookies by changing the settings on your browser, but if you do you will not be able to access all or parts of our website.

The types of cookies we use are:

Strictly necessary cookies

These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to log into secure areas of our website, use a shopping cart or make use of e-billing services.

Analytical/performance cookies

They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.

Functionality cookies

These are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).

Targeting cookies

These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.

If you want more information about how cookies operate, or how to manage them, please visit http://aboutcookies.org/.

Law

This Privacy Policy is subject to the laws of England and Wales and the exclusive jurisdiction of their Courts.