Personal Finance

Intelligent personal finance management

 

 

Problem

Getting a comprehensive picture of a customer's financial situation is challenging. They are increasingly using more than one financial provider but still want to see their data in one place. As needs have shifted, customers expect tools that help them achieve their goals and fit seamlessly into their way of living.

Solution

Connect and consolidate your customers’ accounts from different providers and allow them to set financial goals, create budgets and get personalised insights into their spending. Use our platform to build personal finance management features that drive better customer engagement, retention and acquisition.

Products & Features

Open Banking API

Receive and manage customer consent to securely access their current, credit card and savings account information and transaction data.

Investments & Pensions API

Receive and manage customer consent to securely access their investment and pensions account information.

Categorise transactions

Tag transactions with categories and subcategories and provides a confidence score for each.

Significant Transactions API

Identify common customer expenditure and income such as rent, salary and energy payments.

Regular Transactions

Provides a list of transactions that occur regularly over a monthly or quarterly period.

Upcoming Transactions

Provides a list of transactions predicted to occur in the next three months.

Merchant API

Provide the total spend for a merchant and display customer-friendly merchant names and logos.

How t Works PFM

How it works

Customers securely connect all of their current, credit cards and savings accounts along with any pensions and investment accounts.

Increase financial awareness by displaying income and spending totals, breakdowns by category and changes over time. 

Combine data to create insightful and useful features like 'Left-to-Spend'.

Allow customers to set financial goals, create budgets and manage spending.

Deliver intelligent personal finance management with Bud

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Contact us

We work with some of the largest and most influential financial services companies in the world. If you want to easily distribute Bud’s services to your customers, get in touch.