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Enrich

The language model for banking data

Engage

Personalization and financial wellbeing

 

Drive

Insight exploration and marketing

Assess

Creditworthiness and risk

Bud for Lenders

Maximize lending revenue with Bud

Accelerate credit decisioning, unlock frictionless lending and deliver better financial outcomes for everyone involved.

Frictionless lending with Bud

Futureproof your lending solutions

By combining market-leading enrichment capabilities with advanced transactional analysis and intelligence, Bud enables lenders to supercharge both lending and risk management operations.

  • Accelerate informed lending conversations with data-driven insights and data visualization
  • Maximize loan conversions and send pre-approvals in seconds using real-time credit assessments
  • Reduce risk by identifying problems or opportunities to intervene at every stage, from application to collections
  • Streamline the underwriting process by automating data collection and analysis to reduce operational costs without changing risk appetites

Supercharge lending at every touch point

Unlock data-driven product targeting

Opportunities to more accurately deliver relevant credit products, rates and loans based on data-driven insights, not guesswork
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Effectively visualize income patterns

A clearer view of a customer's income stability and regularity at an income source level, so that underwriters can easily interpret and understand income pattern
Illustration of an affordability dashboard showing an applicant's income has varied over the last 6 months with a warning sign.

Deepen customer understanding

A deeper customer-understanding fueled by data-driven insights into their financial and risk profiles – including but not limited to essential and non-essential spending to net disposable income and any financial products
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Accelerate proactive risk monitoring

Automated data collection and analysis with proactive risk identification and monitoring supported by actionable insights into risky spending patterns
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Minimize operational costs and drive revenue

A centralized visual dashboard and/or API highlighting all relevant customer insights, risks indicators and more – empowering you to increase accuracy, maximize approval rates and reduce operational costs.
Assess-1

Underpinned by our powerful AI core

Powered by Bud’s powerful and robust AI core, Assess is our highly accurate credit assessment and lifecycle management solution, empowering lenders like yourself with transactional data intelligence.

Beyond accelerating credit decisioning and securing a frictionless lending experience, Bud can also support lenders in maximizing lending revenue at every touchpoint using data-driven insights.

So what’re you waiting for? Get started with Bud today

Resource

How transactional data and AI can help protect lenders against the next economic shock


  • The latest consumer credit outlook: growing consumer demand and lender confidence
  • How to deliver maximum value from transactional data with enriched insights and personalized recommendations
  • Capitalizing on AI-led credit assessments for better financial outcomes
  • Future-proofing your datasets and processes to improve efficiency
  • Regulatory change, deployment, user adoption and more
Download now
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From our blog

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