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Enrich

The language model for banking data

Engage

Personalization and financial wellbeing

 

Drive

Insight exploration and marketing

Assess

Creditworthiness and risk

Use case

Cashflow Forecasting

Cashflow forecasting is a powerful tool to help financial institutions and their customers understand and predict cashflow throughout the current and upcoming months — arming them with the data-driven insights needed to maximize deposits, savings and ROI. 

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Ways to help your customers

2024 Accelerate data-driven cashflow analytics

Accelerate data-driven cashflow analytics

Accurate projections help customers make informed decisions about their spending and savings. By using sophisticated models that analyze historical data, financial institutions can predict future cashflow scenarios with remarkable precision
2024 Proactively mitigate overdraft usage

Proactively mitigate overdraft usage

By understanding expected account balances, customers can avoid the pitfalls of overspending and ensure they have sufficient funds to cover upcoming expenses. This proactive insight can help minimize the stress of living pay-cheque to pay-cheque for customers and drive deposits for institutions.
2024 Encourage more informed decision-making

Encourage more informed decision-making

With the power to accurately forecast a customer's income and expenditure, you’ll be able to capitalize on both cross and up-sell opportunities and design innovative solutions that truly resonate with your customers. This foresight helps customers manage their finances in a way that increases their disposable income and their ability to afford essential services and products.
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Tangible ROI and benefits

By using sophisticated models to forecast and analyze predicted spending, Cashflow forecasting opens up limitless opportunities to drive tangible ROI, maximize revenue and improve customer satisfaction, engagement and retention.

  • Optimize credit decisioning

    With a detailed understanding of a customer's incoming and outgoing cash flows, banks can make more informed decisions regarding the creditworthiness of an individual - reducing risk and accelerating decisioning.

  • Maximize overall deposits

    When customers have a clear view of their cashflow, they're more likely to deposit excess funds instead of spending them, leading to an increase in overall deposits and meaning you’ll be able to capitalize on both cross and up-sell opportunities.

  • Minimize overdraft usage

    By encouraging customers to remain in the black by minimizing overdraft usage, financial institutions can improve financial stability across their customer base but also radically improve customer satisfaction too.

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