Assess

Write more loans, take less risk.

With a holistic picture of your applicants and customers via their transaction data, you can say ‘yes’ more often, and more quickly, while reducing costs and identifying and supporting those at risk of default or in arrears.

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A screen showing insights about a credit applicant from Bud's Assess product

Powering leaders in finance around the world

We help lenders flourish

Grow your loan book, reduce defaults and deliver a credit experience that works better for all involved. The result? A big boost to your bottom line, with no change to your risk appetite.

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Moneyboat.co.uk logo

Find out how Moneyboat achieved a 20% reduction in missed payments with Assess

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Improvements across the lending lifecycle

Lend more

Deliver a speedy experience with open banking-powered cash flow underwriting and risk insights.

A mobile phone showing the consumer's experience of an open banking connection flow

Confirm what they earn

Verify an applicant’s employment and income in an instant.

A raw transaction being enriched to show that it is salary income from Walmart

Be proactive

Intervene early when a customer begins to struggle.



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Tailor your communications

Get the best outcomes with personalized plans for customers in arrears.



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“Too often in the credit market, data works against people. So they’re matched with the wrong products or declined altogether.”
Alastair Douglas
CEO, TotallyMoney
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