Assess

Level up your lending

With a holistic picture of your applicants and customers via their transaction data, you can say ‘yes’ more often, and more quickly, while reducing costs and identifying and supporting those at risk of default or in arrears.

Our affordability assessment solution uses real-time financial data to assess creditworthiness accurately.

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A screen showing insights about a credit applicant from Bud's Assess product

We help lenders flourish

Grow your loan book, reduce defaults and deliver a credit experience that works better for all involved.

Our affordabilty asessment, transaction monitoring and collections solutions give your bottom line a boost, with no change to your risk appetite.

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A consumer push notification showing that their loan has been approved

Improvements across the lending lifecycle

Affordability assessments

Deliver a speedy experience with open banking-powered affordabilty assessments and risk insights.

A mobile phone showing the consumer's experience of an open banking connection flow

Income verification

Verify an applicant’s employment and income in an instant.

A raw transaction being enriched to show that it is salary income from Walmart

Monitoring

Intervene early when a customer begins to struggle.

Continuous transaction data analysis helps to identify early signs of financial distress, allowing for timely interventions.

An unauthorised overdraft flag triggering a customer alert message

Collections

Get the best outcomes with personalised plans for customers in arrears.

Transaction data analysis allows for customised communication strategies that resonate with individuals' situations.