Contents

Financial Privacy Notice

Rev. July 2025

Facts

What does Bud Financial do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Checking account information and account transactions
Account balances and transaction history
Credit card or other debt

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bud Financial chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Bud Financial share?	Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	YES	NO
For our marketing purposes — to offer our products and services to you	YES	YES
For joint marketing with other financial companies	NO	N/A
For our affiliates’ everyday business purposes — information about your transactions and experiences	YES	NO
For our affiliates’ everyday business purposes — information about your creditworthiness	NO	N/A
For our affiliates to market to you	NO	N/A
For nonaffiliates to market to you	NO	N/A

To limit our sharing

Visit us online here

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Email us at help@thisisbud.com. Our Privacy Policy is available here.

Who we are

Who is providing this notice?

Bud Financial Inc.

What we do

How does Bud Financial protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bud Financial collect my personal information?	We collect your personal information, for example, when you: Provide account information, balance information, transaction information Give us your contact information Link your financial accounts
Why can’t I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes — information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include members of the Bud Financial corporate family, such as our parent entity Bud Financial Limited.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Bud Financial does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Bud Financial doesn’t jointly market.

Other important information

Additional information concerning our privacy policies can be found here.